Students Explore Your Future


The “fun” of high school life will end quickly and for some students, deciding on a career path can be difficult. Students question the importance of taking certain school courses as they don’t understand the connection to the world of work.

Manitoba Mentors was developed to assist youth in transitioning successfully from school to work, training or post-secondary.

Benefits of Career Exploration for students:

  • Gain a realistic understanding of the world of work
  • Discover what your career interest “really” looks like at the workplace
  • Learn about training and career opportunities in varies industries
  • Develop a plan to follow the career path that’s right for you
  • See how the skills you learn in the classroom are used in the workplace
  • Be inspired to graduate from school and move on to the next phase of “life-long learning”!
  • Network with the business community – showcase your talents, gather information

Take advantage of this unique program to explore careers in Manitoba! We offer three options of participation through your school: tour an industry, listen to a school presentation, or interview an employer whose career interests you. Let us help you with your career decisions.

See if your school is a Manitoba Mentors participating school. Click here. Talk to the teacher responsible for Manitoba Mentors in your school. Check out our events section on our website to see if any tours or presentations are scheduled for your school. Applications for Informational interviews can be found under “Resources – Educators” section. You must discuss your participation with the teacher first. Also check out our “Links” for current career development resources.…

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Canada Finance: Financial Advice for Young Adults

Canada is one of the countries, which provide young adults with the opportunity to earn extra income. Teens as young as 15 years old can already work part time. Unfortunately, Canada has yet to teach personal finance in high school and because of this, many working teenagers may still be clueless regarding financial management.

If you are a young adult seeking to know more about handling your finances, fret not. Below are important financial tips which could help you out. They could easily be understood, and a fierce knowledge in math isn’t a requirement so you can apply them without difficulty. The tips are also useful for non-working teenagers, who also get regular allowance from their parents.

  1. Have Self-Control. A lot of parents have trained their children about self-control even at a young age. This is so they would not end up getting tantrums if they couldn’t get what they want. If you are one of these kids, then good for you. If you aren’t, it isn’t too late to start practicing discipline. This will help a lot when managing your finances because it will curb your fixation on spending. Ask yourself if you need the item or you just want it. There is a big difference between the two. If your answer is the former, maybe you can wait until you have saved up on the money you need to buy the item.
  2. Do not overuse credit cards. This is for teenagers who are given credit cards by their parents. If you are the one paying for the balance of your credit card, you might take into consideration when to use it. It is always advisable to pay the entire balance on one go so that you won’t have to pay unnecessary charges.
  3. Manage your own finances. Teenagers in Canada should start thinking long-term when it comes to finance. Some people might undermine your capabilities on financial management given your age. However, if you do not take control of your own savings, there may be devious entities that could take advantage of you. Read about personal finance and learn about it so you won’t be caught off guard by malicious entities or individuals wanting to help but do not have enough knowledge in the matter as well.
  4. Do accounting. You don’t need a degree for this. Accounting for your earnings and spending is fairly easy. Keep a record of your allowance and/or income then do some budgeting. This way, you will not have to deal with spending more than what you have earned. Writing your finances can also help you adjust your expenses. This will not only make your funds breathe but may give you the chance to save as well.
  5. Save, save, save. Saving has always been a vital issue when talking about finance. Your income may be scarce especially if you are starting your college life because there are many factors to juggle – rent, basic necessities, or tuition fees. However, you should always save some money
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Important Information About Contractors Risk Insurance That You Need To Know

Most insurance policies provide coverage for damages to a specific product. But if you want to get extended coverage, you should consider another option. The best choice for those involved in construction projects is contractors risk insurance.

What is contractors risk insurance? Here is the meaning.

Contractors risk insurance is an insurance policy that provides coverage for damaged property and third party injury. It is usually classified under non-standard insurance policies. Many contractors go for this type of insurance.

Damage to property could occur when the building or structure is not constructed properly and therefore prone to collapse.

In the process of constructing the building, an accident may occur thus causing injuries to third parties such as subcontractors. It is only when you have taken contractors insurance policy that these people will be covered. It combines the two risks into one policy.

Contractors risk insurance is a joint insurance policy taken by both the contractor and employer. Both parties have the right to file a claim against the insurance company should damage occur. They are however required to inform the insurer the damage caused or injuries that occurred before the claim is processed.

The biggest advantage of contractors risk insurance is that it ensures that both parties are covered regardless of who caused the damage or type of damage that occurred.

Insurance companies involved in this kind of policy do not have the right to subrogation. This means that should they pay a certain amount of money to one party, they cannot recover the funds from another party involved in the contract.

This policy covers a wide range of risks such as fire, floods, wind and more. Most of the risks are natural calamities which human beings have no control over. It should be noted that contractors insurance policy does not cover damage that occurs due to personal negligence or poor workmanship of the contractor and his laborers.

If you want to buy contractor insurance policy, make sure that you choose a reputable company. This will help to prevent problems when processing your claim. Some companies are known to frustrate customers when they seek to be covered. Avoid such insurers.

The best insurer should have excellent customer support to attend to you anytime you have questions or problems.


Bottom Line

In conclusion, contractors risk insurance is important because it allows both parties involved in the contract to process claims so that they are covered. It is good for both contractors and employers because anything can happen in the course of constructing buildings.





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